Articles Archives

Impact Equity

6 min read

Planning a workforce housing development at 65 to 120 percent of area median income ordinarily might mean cutting it off from the possibility of equity investments, since Low Income Housing Tax Credit equity eligibility generally tops out at 60 percent AMI, absent income averaging.

Housing USA: The Housing Market in the Age of Coronavirus

6 min read

Where are plenty of things for people to worry about from coronavirus: the health of themselves and their family; the wellbeing of medical workers; and the economic impact of a prolonged shutdown.

COVID-19 Response Report: Actions & Policy

4 min read

House Democrats have unveiled the Health and Economic Recovery Omnibus Emergency Solutions Act (HEROES Act) and summary.

New Developments: COVID-19 Musings

4 min read

A recent Federal Reserve survey found that 39 percent of households that were working in February and were earning less than $40,000 a year lost their jobs in March or the beginning of April. Given these statistics and the target demographic, owners and managers of affordable housing have been preparing for dramatic declines in rental revenue.

New Developments: Lessons From the Crisis

3 min read

The residents we serve are amongst the most vulnerable to both the health and economic effects of the crisis so, as an industry, we cannot afford to take a break or slow down. Much of our vital work has continued (with modifications) under new social distancing protocols and I want to acknowledge our many colleagues who are risking exposure to ensure critical maintenance and services get delivered, construction projects remain on some semblance of a schedule and, of course, rents get collected.

Talking Heads: Alan Jaffe Managing Director – Head of Public Finance Housing, Real Estate and Project Finance, Jefferies LLC

7 min read

Alan Jaffe is at the forefront of these efforts. Jaffe is managing director and head of the Public Finance Housing, Real Estate, and Project Finance Group at Jefferies, the largest independent investment bank in the United States. Jefferies is also a 50 percent owner of Berkadia, a market leading multifamily and commercial lender, investment sales provider and tax credit syndicator.

Private Placement: Market North Apartments

5 min read

When a hurricane has devastated a project and the developer wants to get rehab work done before the next deadly storm season, speed is of the essence.

Housing USA: Stretching the Private Activity Bond Cap

6 min read

When it comes to allocation of Low Income Housing Tax Credits and complementing Private Activity Bonds (PAB), there’s only so much to go around. The IRS distributes both forms of financing to states based on population; as noted by the Affordable Housing Finance website, the 2020 LIHTC allocation “will be the greater of $2.8125 multiplied by the state population, or the small state minimum of $3,217,500. For private-activity bonds, the amount used to calculate the volume cap will remain $105 multiplied by the state population. The state minimum will be $321,775,000.”

Fannie Mae M.TEB: Hilltop Apartments

6 min read

The Hilltop Apartments was a previously market-rate rental apartment project that sits near the eastern city limits of Washington, DC, in the Deanwood neighborhood. Built in the 1960s, it had become a run-down project within a gentrifying area, and the natural market direction might have been to demolish it and build new market-rate housing that commanded higher rents.

Short Term Cash Collateralization: Estates at Shiloh

7 min read

Adrian Iglesias founded Generation Housing Development in Dallas, TX in 2002 with the mission to provide affordable multifamily housing for families and seniors, “in sustainable communities that residents and city leaders can be proud to call their own.”

Fannie Mae M.TEB: Eastern Park

6 min read

Renovating affordable housing units in San Francisco isn’t very affordable. Redoing the 202 units at Eastern Park Apartments, for instance, is estimated to cost $171 million when finished in this ultra-high-cost housing market.

FHA Risk Share: Denver Metro Village

6 min read

Originally constructed in 1971, Denver Metro Village is a 191-unit affordable rental housing property serving seniors. It’s west of downtown Denver at West Colfax Avenue and Quitman Street, near Sloans Lake, the city’s largest, and is being preserved through a partnership with the nonprofit owner, manager and developer, MGL

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