Caitlin Jones Author Archives

HUD Considering Changes to Multifamily Loan Underwriting Criteria

3 min read

Tax Credit Advisor, March 2010: In February, the U.S. Department of Housing and Urban Development (HUD) announced that it is considering changes to strengthen its FHA multifamily loan programs.

These changes are intended to address, in part, the escalating number of loan delinquencies and potential for FHA claims in specific markets. In some markets, claim rates for FHA apartment loans have increased from 0.6 percent in FY 2007 to 1.2 percent in FY 2009, to a projected 2.4 percent in FY 2010.

Lining Up the Debt FHA Products Offer Options for LIHTC Developers

5 min read

By Jeffrey D. Banker, Lancaster Pollard Mortgage Company

Tax Credit Advisor, March 2010: Low-income housing tax credit developers are used to turning over numerous stones to finance construction or rehabilitation projects Ð grants, bank loans, HOME loans, etc. But in the aftermath of the financial meltdown, many developers have been left to fill funding gaps caused by the loss of permanent financing commitments, or face much more limited options for construction financing.

White House Budget Mix Both Funding Increases and Cuts for Housing

3 min read

Tax Credit Advisor, March 2010: On February 1, the White House unveiled a proposed federal budget for the fiscal year that begins October 1 calling for a mix of spending increases and cuts to federal housing and community development programs.

LIHTC’s Bizarro CRA

5 min read

Tax Credit Advisor, March 2010: With the 2010 low-income housing tax credit equity market just getting underway, a pattern of sorts is emerging. Properties located in some major metropolitan areas are having no trouble attracting multiple bids, even trading at a “premium” in some markets. Some of this we can ascribe to the natural hesitancy of earning-battered equity investors to move quickly to reinvest in an asset type that has a long delivery (ten years) and questionable liquidity.

Creating Homes Native American Tribes Increase Their Use of Low-Income Tax Credits

5 min read

Tax Credit Advisor, March 2010: The Yavapai-Apache Nation, a Native American tribe of about 2,000 people in Arizona, has 90 families on its waiting list for affordable housing. As the tribe’s housing authority tries to meet this need, it has been turning increasingly to the low-income housing tax credit (LIHTC) to create additional affordable homes.

Capital Briefs

3 min read

Tax Credit Advisor, March 2010:

HUD Launches New Office of Sustainable Housing and Communities

On February 4, Shaun Donovan, Secretary of the U.S. Department of Housing and Urban Development (HUD), announced the establishment of HUD’s new Office of Sustainable Housing and Communities (OSHC). Shelley Poticha is Director of OSHC. The Office will be responsible for administering the Sustainable Community Initiative, a new initiative funded at $150 million for FY 2010. Of this amount, $100 million is for a new Sustainable Communities Planning Grant Program, for which HUD published a notice.

Getting in the Game Community Bank Makes the Leap to LIHTC Investor

5 min read

Tax Credit Advisor, March 2010: Brookline Bank, a community bank in Eastern Massachusetts, illustrates a success story that many would like to see replicated to help restore the challenged low-income housing tax credit (LIHTC) equity market to a sound footing.

Creating Your Own Bridge Financing

5 min read

Tax Credit Advisor, February 2010: At a time when it’s often difficult to secure all of the necessary funds for a new tax credit project, developer Tom Wilkinson is getting creative in order to get to closing and construction. In a couple of deals, he’s created his own bridge financing, by getting the general contractor to carry the pre-development or early development costs until the tax credit equity comes in.

Fred Copeman Joins Reznick Group

3 min read

Tax Credit Advisor, February 2010: Fred Copeman, formerly a partner with Ernst & Young LLP, has joined the Reznick Group as a Principal in the firm’s national real estate consulting practice. Based in Boston, he will lead the firm’s new Tax Credit Investor Services practice, which will provide due diligence and other advisory services to institutional investors in tax credit projects.

Stratford Capital Announces 2009 Equity Activity

1 min read

Tax Credit Advisor, February 2010: Stratford Capital Group announced that it raised low-income housing tax credit equity in 2009 for both individual projects and for its Stratford Fund II Limited Partnership.

The Right Direction LIHTC Market Appears to Be on the Upswing

5 min read

Tax Credit Advisor, February 2010: Will 2010 be a better year for the LIHTC industry than 2009?

At an early January conference in Washington, D.C. sponsored by the National Council of State Housing Agencies, multiple speakers Ð syndicators, investors, and others Ð predicted that the LIHTC equity picture will be much improved in 2010. Some suggested that the rebound has already begun.

NH&RA News

6 min read

Tax Credit Advisor, February 2010:

NH&RA Announces Schedule of Upcoming Conferences

The new year means a slate of new conferences to be held by the National Housing & Rehabilitation Association.

The next conference, NH&RA’s affordable Housing Conference and 2010 Annual Meeting, will be held on March 11-13 in Miami Beach, Fla. Topics on the agenda will deal with the low-income housing tax credit, historic tax credit, pending and proposed legislation, energy efficiency incentives, and other areas. An optional pre-conference symposium on the new markets tax credit will be held on March 10. Registration is still open. To register and for more information, go to http://www.housingonline.com.

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