Terms Of Use

Agreement Between User and Tax Credit Advisor
The Tax Credit Advisor website (TCA Digital) is comprised of various web pages operated by Tax Credit Advisor (TCA) and its affiliates.

TCA Digital is offered to you conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of TCA Digital constitutes your agreement to all such terms, conditions and notices.

Modification of These Terms of Use
TCA reserves the right to change the terms, conditions and notices under which TCA Digital is offered, including but not limited to the charges associated with the use of TCA Digital.

About Digital Products
You are not required to purchase anything for certain limited use of TCA Digital.  However, if you do not purchase a subscription, your access to TCA Digital content and services will be limited.

We reserve the right to modify the content, type and availability of any digital product at any time. If you do not agree to the modifications, you may cancel your subscription through the methods explained below.

Only one person may use the email address and password associated with a digital product account.

For details about your purchases, including payment methods and subscription periods, visit the Payments page of TCA Digital.

Payment Processing
We will process your purchase as promptly as possible. There may be a delay in the activation of your product while payment details are verified.

We accept major credit cards, PayPal and other payment methods like certain digital wallet services made available during the purchase process. Accepted payment methods may vary based on your location. We reserve the right to reject any order or purchase at any time. By providing payment information to us, you agree that the payment information is valid.

If your initial payment authorization is later revoked, your subscription, product or access will be terminated. You may contact our customer support if you believe your access was terminated in error.

Unless expressly specified otherwise in these Terms of Use, all charges are nonrefundable.

To view or change your payment method, visit the Payments area of TCA Digital. All fees are payable in accordance with the payment terms in effect when the fees become payable.

We may receive updated credit card information (new credit card number or updated expiration date) from your credit card issuer. We may use these new details in order to help prevent any interruption to the services. If you would like to use a different payment method or if there is a change in payment method, please visit the Payments area of TCA Digital to update your billing information. The disbursement of the updated credit card information is provided to us at the election of your credit card issuer. We are not responsible for the distribution of your updated credit card information. Your credit card issuer may give you the right to opt out of the updated service. It is your responsibility to contact your credit card issuer regarding your right to opt out of the updated service.

Pricing
When you purchase a product, the price will be made clear during the order process. You agree to pay the price stated at the time of your order, as well as any applicable taxes. You also agree to the billing frequency stated at the time of your order.

Discount eligibility is determined at the time of the order. Discounts cannot be applied retroactively.

All prices are in United States Dollars.

Applicable taxes may vary depending on the jurisdiction. We may not be able to notify you in advance of changes in applicable taxes.

If a stated price or other material information is determined by us in our sole discretion to be in error, we are not under any obligation to offer you the product or service at that price and reserve the right to cancel, terminate or not process orders (including accepted orders). We will notify you of the error and either provide you with a refund or give you the opportunity to cancel your order and obtain a refund if payment has already been made.

Billing of Subscriptions
If you purchase a recurring subscription, you are subscribing to an automatically renewing subscription requiring recurring payments at the stated frequency (e.g., monthly or annually) until you cancel in the manner set forth in these Terms of Use. You authorize us to charge your first subscription fee and any applicable taxes on or after the date you purchase your subscription or after your free trial ends. Your subscription will automatically continue at the selected interval, and you will continue to be charged at the stated price (including any applicable taxes), unless prior to the end of the current subscription period: (a) you terminate your account; (b) you cancel your subscription in accordance with these Terms of Use; (c) we decline to renew your subscription; or (d) these Terms of Use are otherwise properly terminated as expressly permitted herein. Further details regarding cancellation are included in the applicable sections below. As noted below, we may change subscription terms or subscription fees at any time on a go forward basis in our sole discretion.

After you have set up an account, you can access information about your subscription period by visiting the Payments area of TCA Digital or contacting our customer support.

We may change subscription terms or subscription fees at any time on a go forward basis in our sole discretion. If the pricing for your subscription increases, we will notify you and provide you an opportunity to cancel or change your subscription before applying those changes to your account or charging you in connection with an automatic renewal. We may choose in our sole discretion to add, modify, or remove benefits and features from a subscription, product, or service on a temporary or permanent basis. If you do not wish to continue subscribing with the new modifications, you may cancel your subscription. Your failure to cancel or your continued use of the product or service after the changes become effective will constitute your acceptance of the changes. If you accept the new subscription, its terms and conditions will apply for that renewal and all renewals going forward.

Unpaid Charges
If any fee is not paid in a timely manner, or your transaction cannot be processed, we reserve the right to suspend, disable, cancel or terminate your access to the product or services or cancel your subscription.

If your credit card expires or your payment method is otherwise invalid, we do not automatically terminate your account and you will remain responsible for all charges and uncollected amounts incurred until you cancel pursuant to these Terms of Use or we, in our sole discretion, decide to terminate your account.

In addition, we reserve the right to collect from you all costs we incur in connection with the collection of unpaid amounts, including court costs, attorneys’ fees, collection agency fees and any other associated costs.

Promotions
We may offer promotions. The specific terms of each promotion are stated at the time the promotion is offered. Each promotion may be different. Promotions cannot be combined.

We may offer promotional trial subscriptions to allow access to the products or services on a trial basis or at a promotional rate.

If your subscription includes a free trial, you will not be charged the applicable fee during your free trial. To obtain the free trial, you are required to provide your payment details when you sign up in order to ensure uninterrupted access and continued use after the expiration of the free trial. Upon completion of your free trial, your subscription will automatically convert into a paid subscription and your payment method will be charged the applicable fee unless you have canceled your subscription in accordance with the applicable sections below. You may cancel your subscription during your free trial to avoid being charged as described above and below; such cancellation will be effective immediately.

If your subscription includes a promotional rate, you will be charged the promotional rate for the relevant number of subscription periods and upon completion of that period, your subscription will continue to automatically renew at the full rate. To avoid being charged the full rate, you must cancel in accordance with the applicable sections below before the promotional period ends.   

You may only be permitted to use one free trial or promotional rate offer. If your subscription is ever canceled or terminated for any reason and you purchase an additional subscription, you may not be eligible for a free trial or another promotional rate offer.

Please note that we do not provide price protection or refunds in the event of a price drop or promotional offering.

Cancellation and Refunds of Subscriptions
When you cancel a subscription, you cancel only future charges associated with your subscription. You may initiate your cancellation at any time, but the cancellation will become effective at the end of your current billing period.

In order to avoid future charges, you must cancel your subscription prior to the end of your current subscription period (which you can find in the Payments area of TCA Digital). If you cancel prior to the deadline, you will not be charged or you will be eligible to receive a refund for additional charges. For subscriptions that are canceled within a free trial period, your cancellation will become effective immediately; for all other subscriptions your cancellation will become effective at the end of your current subscription period, and you will continue to have access to your subscription for the remainder of the subscription period.

Subscribers are given various cancellation options. These methods of cancellation are subject to change. Once your subscription has been canceled, you will have limited access to TCA Digital’s content.

  • Online: go to the Payments area of TCA Digital to access your Stripe account
  • Phone: call us at 202-939-1750
  • Email: contact us at [email protected]

Suspensions or Cancellations by Us
Without limiting any other remedies, we reserve the right to suspend or terminate your subscription or product or portion thereof for any reason, with or without notice and without further obligation. If we cancel your subscription, we may give you a pro-rated refund based on the amount of time remaining that you cannot use. However, we will not be obligated to grant you a refund if we terminate your subscription because we determine, in our sole discretion, that your actions or your use of the products or services violate these Terms of Use, any applicable law, or has harmed the service, product, or another user. If any or all of our digital products are temporarily unavailable, you will not receive a refund. We reserve the right to issue refunds or credits at our sole discretion.

Links to Third-Party Sites
The TCA Digital website may contain links to other websites (linked sites). The linked sites are not under the control of TCA and TCA is not responsible for the contents of any linked site, including without limitation any link contained in a linked site, or any changes or updates to a linked site. TCA is not responsible for webcasting, or any other form of transmission received from any linked site. TCA is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by TCA of the site or any association with its operators.

No Unlawful or Prohibited Use
As a condition of your use of the TCA Digital website, you warrant to TCA that you will not use the TCA Digital website for any purpose that is unlawful or prohibited by these terms, conditions and notices. You may not use the TCA Digital website in any manner that could damage, disable, overburden or impair the TCA Digital website or interfere with any other party’s use and enjoyment of the TCA Digital website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the TCA Digital website.

Use of Communications Services
The TCA Digital website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, communication services), you agree to use the communication services only to post, send and receive messages and material that are proper and related to the particular communication service. By way of example, and not as a limitation, you agree that when using a communication service, you will not:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
  • Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
  • Upload files that contain viruses, corrupted files or any other similar software or programs that may damage the operation of another’s computer.
  • Advertise or offer to sell or buy any goods or services for any business purpose, unless such communication service specifically allows such messages.
  • Conduct or forward surveys, contests, pyramid schemes or chain letters.
  • Download any file posted by another user of a communication service that you know, or reasonably should know, cannot be legally distributed in such a manner.
  • Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  • Restrict or inhibit any other user from using and enjoying the communication services.
  • Violate any code of conduct or other guidelines, which may be applicable for any particular communication service.
  • Harvest or otherwise collect information about others, including email addresses, without their consent.
  • Violate any applicable laws or regulations.

TCA has no obligation to monitor the communication services. However, TCA reserves the right to review materials posted to a communication service and to remove any materials at its sole discretion. TCA reserves the right to terminate your access to any or all of the communication services at any time without notice for any reason whatsoever.

TCA reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or remove any information or materials, in whole or in part, in TCA’s sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any communication service. TCA does not control or endorse the content, messages or information found in any communication service; therefore, TCA specifically disclaims any liability regarding the communication services and any actions resulting from your participation in any communication service. Managers and hosts are not authorized TCA spokespersons, and their views do not necessarily reflect those of TCA.

Materials uploaded to a communication service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

Email Policy
Registered users of TCA may opt out of e-communications at any time. Users have a number of options for opting out of the various e-communications lists we maintain. For any of the available options, if you wish to opt out of more than one email address, you must provide a separate request for each email list. Users may opt out of all or some email communications by logging into their account and maintaining their email preferences, clicking the unsubscribe link in our communications, sending an email request to [email protected] or calling TCA directly at 202-939-1740. Your request will be processed promptly. Once your request has been processed, your email address will no longer be used by TCA unless you opt back in.

Materials Provided to TCA or Posted at Any TCA Digital Website
TCA does not claim ownership of the materials you provide to TCA (including feedback and suggestions) or post, upload, input or submit to any TCA Digital website or its associated services (collective submissions). However, by posting, uploading, inputting, providing or submitting your submission you are granting TCA, its affiliated companies and necessary sublicensees permission to use your submission in connection with the operation of their Internet businesses including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your submission; and to publish your name in connection with your submission.

No compensation will be paid with respect to the use of your submission, as provided herein. TCA is under no obligation to post or use any submission you may provide and may remove any submission at any time in TCA’s sole discretion.

By posting, uploading, inputting, providing or submitting your submission you warrant and represent that you own or otherwise control all the rights to your submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the submissions.

Liability Disclaimer
THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE TCA Digital website MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. TCA AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE TCA Digital website AT ANY TIME. ADVICE RECEIVED VIA THE TCA Digital website SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

TCA AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE TCA Digital website FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. TCA AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TCA AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE TCA Digital website, WITH THE DELAY OR INABILITY TO USE THE TCA Digital website OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE TCA Digital website, OR OTHERWISE ARISING OUT OF THE USE OF THE TCA Digital website, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF TCA OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE TCA Digital website, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE TCA Digital website.

SERVICE CONTACT:  [email protected]

Termination/Access Restriction
TCA reserves the right, in its sole discretion, to terminate your access to the TCA Digital website and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Washington, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in King County, Washington, U.S.A. in all disputes arising out of or relating to the use of TCA Digital. Use of TCA Digital is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment or agency relationship exists between you and TCA as a result of this agreement or use of TCA Digital. TCA’s performance of this agreement is subject to existing laws and legal processes, and nothing contained in this agreement is in derogation of TCA’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of TCA Digital or information provided to or gathered by TCA with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and TCA with respect to TCA Digital and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and TCA with respect to TCA Digital. A printed version of this agreement and any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish of the parties that this agreement and all related documents be drawn up in English.

Copyright and Trademark Notices:
All contents of TCA Digital are: Copyright 2002-2024 TCA and/or its suppliers. All rights reserved.

Trademarks:
The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person or event is intended or should be inferred. Any rights not expressly granted herein are reserved.

Notices and Procedures for Making Claims of Copyright Infringement
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider’s Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.